I have always believed that the purpose of an emergency fund was to help us straddle the financially tough times of an extended illness or a job loss. After watching many Americans evacuate homes due to hurricanes and now fires – an emergency can happen anywhere. As I now know, it certainly is not always …
Looking Towards Retirement – Asset Allocation
I am 54 years old, and being in my mid 50s I am very aware of my retirement funds. Each year I look at my retirement funds and reassess how they are allocated. When I started saving for retirement in my early 20’s, retirement seemed so far away. Now it seems to be right around …